Anamika Pareek explains the advantages of investing in tax-saving options like the equity-linked savings schemes.
Unbelievable, did you say? Ramalingam Kalirajan explains the simple math.
JM Mutual Fund has launched a new JM Floater Fund which would invest in debt instruments and provide a regular income with capital appreciation.\n\n\n\n
The markets represented by the BSE Sensex had become very expensive in terms of valuations, so one should not get panicky, says financial planning expert Rahul Goel.
Once the world economy starts growing commodity prices will likely rise again so investing in a commodity-based mutual fund may not be a bad time to invest some of your money.
Privately, many bankers admit their immediate goal is not growth but slowing the erosion of Casa deposits, reveals Tamal Bandyopadhyay.
We discuss some of the common parameters used to assess fund managers. These are important because a fund's performance is directly linked to the fund manager's ability to consistently select the best-suited picks for his/her fund.
Value cost averaging helps your investments generate better returns as compared to a SIP method.
These funds have lowered the entry barrier for investors who can now invest with just Rs 5,000, points out Sanjay Kumar Singh.
'Young investors with limited funds should ensure that investing in NPS does not crowd out their other, more liquid, investments.'
rediffGURU T S Khurana answers readers' personal income tax queries.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Tax evaders, BEWARE! The Income Tax department is using AI data analytics to bust fake deductions, flag HRA fraud, and trace digital footprints.
'Investing in a factor-based fund can be beneficial provided you have chosen the right factor.'
Dwaipayan Bose simplifies the whys and hows of revisiting your financial goals
Mutual funds (MFs) managed a record Rs 66.2 trillion in assets during the July-September quarter, marking a 12.3 per cent increase over the previous three-month period - the highest quarterly jump in MF assets in at least five years. During the April-June period, the average assets under management (AUM) stood at Rs 59 trillion. The sharp rise in AUM, according to experts, is driven by a robust equity market rally and record inflows into equity schemes.
Do you have financial planning or income tax queries? Ask rediffGURU Anil Rego.
Mutual Fund inflows in FY25 have already reached two-thirds of the total inflows seen in the entire FY24, with net inflows standing at Rs 1.3 trillion.
Debt mutual fund (MF) schemes are set to register the best calendar year (CY) performance in the last four years despite no changes in the interest rate. An analysis of one-year performance of debt funds show that many of the schemes are set to deliver double-digit returns in CY 2024.
Feature for feature, bank FDs are indeed better than debt funds today, mainly thanks to Ms Sitharaman, notes Debashis Basu.
'Choose an FD tenure that provides a balance between returns and the horizon for which you can invest.'
'The correction in the markets in the initial part of August provided investors a good buying opportunity.'
'A 10 to 15 per cent allocation to gold in portfolios reduces risk without compromising on potential returns.'
Investors must steer clear of sector funds and rather invest in well-managed diversified equity funds.
Compared to equity funds, debt funds are lower risk profile and are usually suitable for investors for very short term.
When evaluating a fund, one needs to not only look at the past performance but also the way in which it is managed.
Manas Sood, a Class 12 student from the Delhi Public School, has distributed 2,650 boxes of Tax City Education and empowered over 12,000 students from 52 schools across India. His aim? To help young Indians understand taxes and become financially literate.
Multi-cap funds are best suited to exploit the present market scenario as they are free to invest across all market capitalisations and sectors, says Naveen Kukreja, CEO and co-founder, Paisabazaar.com.
Global funds have opened a window to international asset markets for Indian investors
While every individual investor has her/his own investment idea it is nevertheless a good idea to know what the big boys (read Indian mutual funds) are doing. Here's what the Indian mutual funds bought and sold in the month of July.
rediffGURU Ulhas Joshi answers your personal finance and mutual fund queries.
At a time when exchange-traded funds (ETFs) were unloading Jio Financial Services from their portfolios, some active fund managers were placing large bets on the demerged financial services arm of Reliance Industries Ltd (RIL), a report by Nuvama Alternative & Quantitative Research shows. Motilal Oswal Mutual Fund and Quant Mutual Fund were the top MF buyers of the stock in August. They bought around 60 million shares each, together investing around Rs 2,800 crore.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
rediffGURU Ulhas Joshi answers your personal finance and mutual fund queries
From how to open an NPS Vatsalya account to knowing how this scheme compares to investing in mutual fund or in provident fund, Ramalingam Kalirajan offers a 360-degree view and the pros and cons of investing in a scheme that has the potential to secure your child's financial well-being.
DIIs owned equities worth Rs 73.5 trillion, just 1.9 per cent less than FPIs. This marks a significant change from a decade ago.
'Investors' decisions should reflect their financial goals, risk tolerance, and the amount of gold already present in their portfolio.'
Since MAAFs invest across multiple asset classes, they offer diversification.